An extended warranty is a good thing.
It is a comforting feeling to know that you are covered if there is a manufacturing defect, or a broken or prematurely worn-out part on your Lincoln Town Car, and that it will be replaced under your extended warranty.
New 2007 Lincoln Town Cars come with a four year, 50,000 mile bumper-to-bumper warranty and a 6 year, 70,000 mile powertrain warranty. So beyond those limits, it is wise to think about an extended warranty. For example, if your transmission goes out after 71,000 miles, you could avoid a large bill if you had an extended warranty that goes beyond the factory powertrain warranty.
Payments on an extended warranty usually are in the form of quarterly or bi-annual payments, like insurance. You can also buy your extended warranty by paying additional money on your auto loan.
Extended-warranty companies obviously make their money by collecting money from car owners then paying it out if there is a problem. With internet shopping, you can compare coverage, company policies, and prices almost instantaneously. These elements vary from company to company, so to help you be a wise shopper, here are some shopping tips.
First consider the number of miles you drive every year. If you average 15,000 miles/year and you plan to drive your Lincoln Town Car for three years beyond the new car warranty, buy an extended warranty that covers 45,000 miles. If you plan to drive your Lincoln Town Car for five years putting on 15,000 miles/year, purchase 75,000 miles worth of coverage.
There are three main types of extended warranties: bumper-to-bumper, stated component and drive train. Bumper-to-bumper warranties cost the most and cover everything on your Lincoln Town Car except emission control systems and tires, which have their own separate warranties.
A stated component warranty will cover most major Lincoln Town Car components. These include engine, transmission, and radiator, but a stated component extended warranty may also protect your water pump, alternator, various gaskets and seals, and miscellaneous hi-tech equipment that you have on your Lincoln Town Car. In other words, whatever components are stated in the extended warranty policy. Stated component warranties are recommended for cars with 50,000 to 100,000 miles.
A basic power train warranty is a good idea for Lincoln Town Cars with more than 100,000 miles. It protects your engine, drive axles and transmission. Enhanced or plus-type power train warranties, sometimes offered, cover a few other components.
Look for added benefits in some extended warranty plans. These often include enhancements like jump starts, tire repair, towing, lock-out help, and rental car reimbursement.
And keep this in mind: because it is considered a selling point, an extended warranty can help you sell your Lincoln Town Car when it gets to be that time.
You will require the following basic information before accessing the sites on this page: how much coverage desired, the Lincoln Town Car model and year, and mileage on the vehicle.
After you input the information, finding out how much it will cost for an extended warranty for your Lincoln Town Car will take only a few seconds. The sites here also offer you the opportunity to view their FAQ (frequently asked questions) and a chance to communicate with an extended-warranty expert online in real time or by phone.
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